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HMS · 01-07-2005, 10:43 AM

Vicki -

Who are you placng your accounts through? I know there are less and less banks willing to underwrite these accounts. At times I am able to bring on accounts directly as well (Humboldt Merchant Services) but yet another VISA Regulation has me dead in the water at the moment.

Visa only allows 10% of a banks processing portfolio to be in adult transactions and we are currently in excess of our maximum allowable volume and getting fined by Visa. As out non adult portfolio grows I will again be able to bring on more adult. If you have somewhere to place accounts now I may jave a few to refer to you. Email me details and let me kow.

And guys.... 4.00% is not out of the questions. 2004 HMS was at 4.00% (2.40% + 1.60% NON QUALIFIED SURCHARGE BY VISA). Only difference is HMS will require you to pay the Visa/MasterCard fees.

In march or april HMS should again be able to bring on more adult volume, but our rate is set at 4.60% in 2005. Anyone interested in getting on my waiting list for your own account, let me know.

Steve Kimberling, AVP
Humboldt Merchant Servics
877-635-3339
[email protected]

01-07-2005, 10:43 AM
HMS Registered User Join Date: Mar 2004 Posts: 84	Vicki - Who are you placng your accounts through? I know there are less and less banks willing to underwrite these accounts. At times I am able to bring on accounts directly as well (Humboldt Merchant Services) but yet another VISA Regulation has me dead in the water at the moment. Visa only allows 10% of a banks processing portfolio to be in adult transactions and we are currently in excess of our maximum allowable volume and getting fined by Visa. As out non adult portfolio grows I will again be able to bring on more adult. If you have somewhere to place accounts now I may jave a few to refer to you. Email me details and let me kow. And guys.... 4.00% is not out of the questions. 2004 HMS was at 4.00% (2.40% + 1.60% NON QUALIFIED SURCHARGE BY VISA). Only difference is HMS will require you to pay the Visa/MasterCard fees. In march or april HMS should again be able to bring on more adult volume, but our rate is set at 4.60% in 2005. Anyone interested in getting on my waiting list for your own account, let me know. Steve Kimberling, AVP Humboldt Merchant Servics 877-635-3339 [email protected]