Quote:
Originally posted by WiredGuy
I would rather this kind of transaction be done at a branch where a signature is required. Would make me feel better that a username/password compromise won't mean my entire bank account will be flushed within seconds through a wire to some offshore bank.
WG
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user/pass it's not the only protection of online bank accounts
usually with user/pass you can only check your account and sometimes (not always) send wire to previously defined bank account
usually for wires (or other transactions) you have additional protection
and trust me banks are very seriuos about online banking (because it gives them more money - they don't need so much employers) and they will protect you even more than normal