HTML.Phishbank.BY is a phishing scam. It has been spammed in e-mail that masquerades as a message from CitiBank. The spammed e-mail may use one of these Subject lines: Banking mail from Citibank or Important Banking Mail.
The body of the e-mail is a graphic.
http://www3.ca.com/securityadvisor/v....aspx?id=40402