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There is a minimum number of employees that you must have to make workmans comp a requirement. I think it is either 6 or 12 (I am almost sure it is 12).....but is is not real expensive in our world because the worst thing that we deal with in this industry is Carpel Tunnel....we dont have to worry about workers falling of scaffolding or something like that.
With that said, though, there is no doubt in my mind that at 15 people it is REQUIRED...so your friend is in a world of doo-doo if this guy gets a lawyer. Tell him to start preparing.
--T
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