Quote:
Originally posted by jules180
I do have my own merchant account, I was just wondering on what was better...
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while you can use your own merchant account, some things you will need to consider:
can you handle the customer service and billing inqueries?
can you keep your site clean enough to avoid chargebacks
can you handle your own scrub database (this is the biggest argument for using a third party processer: let them handle the scrub, while that can suck when they turn it up high, it beats the risk of putting through bad cards and/or customers (people with a history of charging back))
so while you can use your own merchant account, you need to ensure you can provide the proper support.