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When you think that most standard contracts hav e time period for cancellation, you have to wonder if IBills contract with their bank included one.
It would of meant the bank had to give IBill 90 day or maybe more to cancel the contract.
Now if IBill knew 90 days before the end of the contract why did they not inform their merchants?
Could it of been they did not want to see three months of business slowly reduce?
What ever way it is, I would steer very clear of them. If they did not have a cancellation notice in the contract it shows very poor management at a senior level, if they did it shows what they think of you.
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