Quote:
Originally posted by detoxed
No, thats not what I'm asking. Every time my credit card limit has raised, my credit score has gone up. With $0 balances. So what he is saying doesnt make sense.
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your credit limits don't play into your credit score. it's vice versa. your credit limits are going up because your score went up.
the limits are only taken into consideration when doing a TDR and manually extending you credit.
MaskedMan, you can easily get that fixed. Future Shop have the legal obligation to do so. Order a copy of your report from Equifax, get a proof of your payment in full, and get Future Shop to amend your credit file accordingly.
SmutPeddler, I'm aware.
For those that don't know, I worked for Visa for a few years, extending credit to tons of people. I'm not pulling this shit out of my ass or basing it on an article I read somewhere. I'm speaking from experience as a trained creditor.