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I have 8K+ domains and currently use 10+ registrars (w/ 600 domains at Godaddy) and never had a problem with godaddy, though I have had numerous problems with other registrars (that's why I'm launching RegistrarBlacklist.com).
I have no idea what you're talking about in regards to "requiring" CC info for dns change. I've never been asked for that info unless making MAJOR acct changes. Plus I asked for and was given "extra" security features that other registrars dont/wont offer. They have security policies in place to protect rightful owner, just like all registrars. While I feel sorry for you, it does go to show that Godaddy is doing their best to prevent the domain from being stolen. That's why they are leader of the pack.
call them. explain your situation. if you are currently listed as email contacts, then they may work with you since they can verify who you are.
good luck.
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