In my opinion, the credit card companies have greatly contributed to the chargeback problem by allowing every j doe to chargeback a legitimate sale, no matter how much we can prove they did it. Chargeback numbers then increase, on the surface giving validity to their actions. This is where the industry is headed. Its getting increasingly difficult to do business online as a videotext merchant. You may want to contact your bank or third party processor to find out how this may effect your company
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