Signed up 14th December 2003
Cancelled first month, single charge only
Charged back 27th September 2003 (today... 9 months later)
I think this is a personal record so far, how the hell can a bank allow a customer 9+ months to decide that a transaction is fraudulent? 

 Even people who have statements issued quarterly will receive at least 2-3 of them over that period. 
