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"We have thousands of merchants who are extremely happy. Can't say that about yet another 3rd party processor. It does take a certain type to want to have all of this control... the smart type"
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Oh, please Mitch, take that crap out of the barn and dump it somewhere so it doesn't smell so bad.
IBill, Epoch, WSB and ourselves ALL have MANY satisfied customers. I'd venture to say thousands easily.
Clay's right, Mastercard and Visa get tougher all the time -- for each gain we as processors make in fighting frivolous or absolutely bullshit chargebacks, the cc's dump something else on the adult industry to keep things riding the edge every day of the year.
They've been moving for awhile now in the direction of controlling just who can and can't take cards on a site by site basis, regardless of the company name that you use or the individual who signs the agreement.
So those who have high profile domain names that lose their own merchant accounts may end up shit creek without a paddle before too much time passes. If that indeed happens it will be sad for alot of people but alot more site owners may end up thanking their lucky stars that there are third party processors like us.
I'll be the first to grant you that people scream bloody murder at all of us, we never get through enough cards, we're turning down valid cards, we scrub too hard, yada yada yada. Of course, they sure do love cashing those checks and getting those wire confirmations from us each week.
But the bottom line is this: not too many adult merchants, especially of the larger size, have done so well managing their own merchant accounts. Many have lost those accounts due in part to their own greed or the fact that they simply weren't prepared to handle all the headaches that came along with the whole setup. For that matter, there have been a few third party processors who weren't set up to handle things, or maybe it's just that they let their greed rule their minds.
If there was one processing solution for every site out there, then I guess there would only be one processor, no?
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