Rick looks like you have done your homework very well. This is BAD BAD NEWS like you have just stated.
I for one am glad I am not using IBill and will pass along same message to all the companies our firm is involved with.
Face it folks, the facts are in your face, IBIll is in trouble and have been juggling a lot in the past as well. I have heard few friends of mine who are program owners tell me one war story or another with IBIll.
I would hate to see a good program go down cause they can't get paid at all by there current processor.