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Prices on their cars are set that way so they have plenty of room to bargain with, and still make a profit, if it comes to that. People that pay the price the dealers quote them are getting ripped off, plain and simple. Always, ALWAYS haggle, you will save thousands.
For example when I was looking at getting an RSX, the price they quoted me was something around 27,000. I ended up haggling them down to 23,000, with more options than the original car.
Oh, and I wouldn't advise getting a loan from a dealership - they will try their hardest to get you to finance, though, because they get a percentage of the interest rate. Sometimes a very LARGE percentage as well.
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