Quote:
Originally posted by shermsshack
I just had to do a No Doc loan and keep 6 months of morgage cash in my bank at all time. The interest rate is higher, but I didn't have to bother with people prying into my business.
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Tell me more about this, I'm guessing this is the loan I hear commercials for when they say no income verification required. So do they make you put the 6 months of mortgage payment into a separate fund? I don't mind getting approved at a higher rate as long as I can refinance in six months assuming rates stay down.
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