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I bought a house for 35% down self employed, same problem as you. TD Canada trust wanted 50, i told their rep where to stick it. Royal Bank bought it, Scotiabank bought it, Credit Union bought it too (thats all i worked on). They will indeed try and cut each others throats for a 35% down deal much less a 50% one, so make sure you get them to compete on rates (their posted rates are bullshit).
Good luck
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