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1) Most people in the south who have a lot of money do not live on the coasts. Those houses are older than most of the trolls in this board put together and have been in those famalies for generations. So it is not like those people have a lot of money to add things to their houses.
2) Power lines need upgrades all the time as well as changed parts. It would cost the electrical company lots of money to build things that could be submerged in water and also to dig them up and bury them everytime something wore out, exploded or neede to be upgraded.
3) When you evacuate 4-6 people in a truck or car, how many pictures and such can you really fit in while carrying essentials like food, water, blankets and clothing for each person for a week? If they left that and brought old pictures then they would really be stupid.
4) The storms happen every year so we all know what can happen, but the worst does not happen every year. Last year was pretty calm, the year before that was bad and this year is pretty active. The hurricane is known for pushing water in from the Gulf as well as pushing rivers up over banks and sustained winds but it is the TORNADOS that they spawn that are the real danger. A hurricane can sit on top of you for hours and you will be relatively fine if you do not drown but a tornado sitting on you for 60 seconds will cause massive destruction. There is not much a house will do when hit with a tornado. Also unless you are going to be dumping money into structures every few years to make sure they are 100% secure you are going to get high winds breaking things, much cheaper to repairing than to keep working on it replacing old rivets and sheetmetal.
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