Bump ... lol
I has a second call on my answering machine from the collection agency...
They ask me to call them back ...
They can go

. If they think they have a case, let them go to court ( its about 2000.00 US ) . Then I would change the venue to small claims court, in Quebec, with no lawyers....
They posted that tracking policy, the insurred/ not insurred function... so they pay...