Thread: Pre-paid cards
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Old 09-16-2004, 08:17 AM  
sperbonzo
I'd rather be on my boat.
 
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Join Date: May 2003
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Actually WTS - Ben, the cybertokens product has some major differences. As an e-wallet product, it still requires customers to perform online banking transactions.

With Duocash, the customers can purchase the cards in thousands of locations across the country (in about 6 weeks, it will be 10k locations nationwide), as well as from virtual online card distributors.

This means that:

1. The customers stay completely anoymous, and are never exposed to potential online fraud risks.

2. Since the transactions take place outside the banking interchange, then the problems with changing banking regulations won't apply to transactions through Duocash-enabled cards.

3. A cash transaction in a retail store means NO chargebacks. Even the transactions through online card distributors come through on the descriptors as pre-paid phone cards, and are therefore not subject to the chargeback problems ordinarily seen.

4. Almost a quarter of Americans, for example, don't have credit cards. They can walk into a store, and buy with cash.
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