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Old 09-03-2004, 11:02 AM  
rowan
Too lazy to set a custom title
 
Join Date: Mar 2002
Location: Australia
Posts: 17,393
I'll have the same problem if I ever make a claim. Their idea of the market value of my second hand car was lower than the price I paid for it, and I actually got it about $2k cheaper than most of the listings. So I'm already out about $4-5k if it ever gets totalled.

I guess the sensible thing is to insure for agreed value, if they offer that. Your premium will be higher, of course.
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