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Babaganoosh · 09-03-2004, 08:38 AM

My GF was involved in an injury wreck last Monday. Some girl turned in front of her and they hit nearly head on. Both vehicles were totalled. My GF was not at fault. The other driver's insurance company is now trying to make her settle for about $2000 less than the car is worth.

They told her this morning that if she didn't settle by the end of the day, they'll stop paying for her rental car. Obviously we're not going to settle for less than the vehicle is worth. I have found numerous listings on autotrader.com for cars nearly identical to hers and they are all valued at what they should be. The amount her insurance company is trying to settle for is ridiculous. Would printing those listings show fair market value? Would it matter?

Her insurance company uses the NADA Blue Book to determine value of the vehicle. That book says the vehicle is only worth $7575. Kelley Blue Book says it's closer to $9500. Identical cars on autotrader.com and near by dealerships are between $9500 and $10,500. If we wanted to buy an identical vehicle, $7575 would not cover it. Is it time for an attorney or is there some way around this mess?

09-03-2004, 08:38 AM
Babaganoosh ♥♥♥ Likes Hugs ♥♥♥ Industry Role: Join Date: Nov 2001 Location: /home Posts: 15,841	Fucking Auto Insurance Company My GF was involved in an injury wreck last Monday. Some girl turned in front of her and they hit nearly head on. Both vehicles were totalled. My GF was not at fault. The other driver's insurance company is now trying to make her settle for about $2000 less than the car is worth. They told her this morning that if she didn't settle by the end of the day, they'll stop paying for her rental car. Obviously we're not going to settle for less than the vehicle is worth. I have found numerous listings on autotrader.com for cars nearly identical to hers and they are all valued at what they should be. The amount her insurance company is trying to settle for is ridiculous. Would printing those listings show fair market value? Would it matter? Her insurance company uses the NADA Blue Book to determine value of the vehicle. That book says the vehicle is only worth $7575. Kelley Blue Book says it's closer to $9500. Identical cars on autotrader.com and near by dealerships are between $9500 and $10,500. If we wanted to buy an identical vehicle, $7575 would not cover it. Is it time for an attorney or is there some way around this mess? __________________ I like pie.