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Alright, I'm gonna side with Smokey on this one and demand an answer to his question.
I have a few grand in my account and I charge fellow webmasters for services I provide to them. The number of transactions I do are constantly increasing and I deal with people from all over the world. If I were to receive a fraudulent payment for say $500 and you'd freeze my account and return the $500 to its rightful owner, what would happen to the rest of my money? I want a straight-up answer to this one, otherwise I will seriously consider relocating my funds to a safer account.
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Whitehat is for chumps
If you don't do it, somebody else will - true story!
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