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Banana spiders are almost everywhere and they are not as bad as you think. They don't go in houses much at all and if they start building a web near your house or the web is crossing a walk path you just need to move them. Yeah they bite and hurt but thats only if you put your hand too close. They are great because they catch alot of bugs. It should have been fine in your palm tree I think you said. I have never seen one drop out of their web.
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