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If it suits you need go for it. Servermatrix is big enough to be able to afford many 20 mbps customers maxing out their lines, and won't need to get nasty because their overselling biz didn't work out. When someone oversells I look at the size of the company and the # of customers they have. The more, the better even extreme overselling works (I would not even call this one extreme overselling)
AFAIK the 20 mbps are NOT on their usual network but get 100% cogent. I have nothing against cogent, they can be very good - if servermatrix doesn't oversubsribe their cogent line
It is a 20 mbps cap so it is not suited for sites with heavy ups and downs in traffic but you already knew that
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