Magg

I've never used/had a credit card before - All Ive ever needed is a debit card compatible with visa/mastercard, I think its time I start building my credit so I have some opportunities for some other things.

Supposedly the credit Ive received from paying off the mortgage on 5 of my houses within a year isnt the appropriate type of credit that will get me good financing on something Id rather pay out over time.

So, time to build my credit rating (atleast the kind that is needed) - what card do you suggest? Low rate? Intro rate that lasts atleast a year preferably...