Checked my voicemail a little bit ago, got some shitty news. Application was denied, the bank can offically lick my asshole. Offically.
They do offer another unsecured loan at about double the APR. I could go and apply for that one...which they'd probably give me because then they could rape me with intrest. However, all the talk here about people starting with $0 got me thinkiing.
So, I'm gonna give it a go starting without an initial investment. I'll post some updates when there's updates to post.