1. Invest $300 in a decent, low end camera, card, and card reader. You can pick up an Olympus 3030 on ebay for $150.
2. Snap 1500 pics of your girlfriend- cutsy strip tease, toys, bj if she's willing.
3. Use your skills to build an amateur personality site around your g/f. Enlist her to help with the text to make it real and believable.
4. Join an avs like proadult, or an amateur network like
Wild Rose Network . They specialize in amateur sites that are just starting out. They will give you hosting, billing, traffic, and whatever support you need to get your site going. They will keep 40% to cover their efforts and expenses.
5. Cash checks, and pay back your loan.
Total outlay: $300 and some elbow grease
It's not that hard to get a foot in the door of the paysite business. Once you're on your feet, get your own billing if you wish, but this is a great low risk way for people to begin.