Quote:
Originally posted by C_U_Next_Tuesday
canceling the cards does not take away the debt or finance charges. You still have to pay them. and they are all canceled btw.
My credit was fne before I hooked up with these guys..I paid my bills and the cards were below their limit. we used them not because we were looking at financial ruin.. but to just cut those CCs up, get our interest lowered and get them paid off without spending on them ever again. Hubbys suggestion and doing.. I was the sceptical bitch in the office asking a million questions. out of the origional 8, they have only one that they got the interest rate lowered on . The other CC's are still up in the 20 's in the percentage range.
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you sure your credit was fine before. 20% interest rates are not the norm for "fine" credit applicants. I been in the mtg biz for years and every client has "fine or good" credit
