Quote:
Originally posted by Kingfish
I know it feels that way when your in the process, but believe me you will get several offers once you get your discharge. Typically in the 10% -15% range. Most people going into bankruptcy that have credit cards have been penalized by the credit card companies for late payments or simply a bad debt to income ratio and are paying the penalty rate of 23%-30% by the time they file.
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it's discharged...its been 7 years. the first year you can just forget getting a credit card, theres no reason to jump right back into debt. thats just stupidity.