According to eBay this is not supposed to be a credit report...however I can see where if you gave equifax updated info that might put you in a bind.
There's
http://www.bidbay.com
They only charge for options like bold, featured category. But a basic listing is free.
And then there's Bidville:
http://www.bidville.com they are free too.
The only problem with these sites is they don't have a whole lot of traffic but you can still make a little cash there or find real good deals.
eBay's my bread and butter in the online auction game. With up to 25 million subscribers you have a lot of traffic there to pull from.
eros