We send the affiliate an email an we suspend his account. We don't do it without very serious reasons. Then we wait for him to contact us to resolve the issue. Some of them reply to the email, some write to us after they missed one payement, but in most case they were caugth and they don't even bother contacting us.
For members it's a bit different. A member sharing his login/psw with other is still a paying member. He is just using more bandwidth. The account get suspended if we detect that the login/psw is in the open, available for all. But if it's a small group using the account, it's only warnings and stuff, a paying customer is something you don't want to cut
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