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Couple points...
1. Bill Gates was hired by IBM to write DOS.
2. IBM backed out at the last minute.
3. Paul Allen saw the benefits of DOS and decided to back Gates financially to start Microsoft.
4. Paul Allen once owned more of Microsoft than Gates.
5. Paul Allen sold many of his shares early on to invest the money elsewhere.
6. Gates sits back as the figurehead of Microsoft.
7. Paul Allen spends his money on things he likes. Football stadium, basketball stadium, bailing out friend's businesses, etc.
Paul Allen is a philanthropist. Bill Gates is just lucky.
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