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I didn't put a dime down cause at the time I'd only been self employed for four years and they wanted 5 years.. so i did the FHA/HUD or whatever the hell it was loan.. no down payment.. had a 30 year fixed... came to about $1200 a month... after a couple refinances I went from 8.something% on the 30 year fixed to 5.4something% on a 15 year fixed at just under $1300 a month.
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