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Your credit will show the last 7 years of good / bad / ugly. There will always be some explaining that you can do in terms of blemishes that are reasonable ( divorce, health issues, etc)
There will ALWAYS be places that will lend you the cash that you need no matter your credit, its all reflective in the interest rate that you will get slammed with if your credit is worse.
You may want to consider a cosigner and allow them to assume some risk or better yet, wait until you have significant cash reserves to do your plans without the overhead of loans in case of less than projected returns.
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