I will just tell u my experience of trying to get loans and VC in california.
Venture capital is hard to get especially for a small time entrepreneur. You idea better be very unique, has a potiential market, you gotto have a good management team, etc. If this is just a generic business in a mature industry, forget VC unless u have something unique about it.
Angel investors- These are individuals who will invest in your business. Again they are looking for some of the same things as Venture capitalists but u have a better chance of getting money from them. Look around the web for associations
Banks- I've never had any luck getting a business loan. Its hard having a chance with them if u are a small fish
SBA- small business admin, I've heard some good things about government loans, so u might want to check out the local agencies that may provide community small business loans
My advice is to go with relatives. You can get some decent capital and probably can get a lower interest rate
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