What makes you think you will be succesful just by filming sluts having sex? There are maybe thousands of people who can do the exact same thing. The only way your stuff will sell is if you do it right. If you film some ugly chicks having sex with your Sony camcorder, dont expect to make millions. I think the $20K is not enough to get the proper Audio and Video equipment you would need for such an opperation. Who would do the filming? Who would do the editing? Do you have a proper studio?
You need to film something people will want to watch, and make it decent quality
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