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This is like making an insurance claim on a wrecked Benz you didn't notice for a month. Good luck getting out of this one.
You need security footage showing the criminals making the purchases. Contact the stores immediately. You should have filed a police report right when you got the statement so they could have done this themselves.
Also, what kind of card was it? All of the major cards monitor for suspicious activity. If you never used the card, then why wasn't it red flagged after $25,000 in charges over a short period of time?
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