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Do the numbers you guys are giving me from ccbill and ibill include the users getting declined several times. On paycom's old system I could see the breakdown of all of the declines. It was common to see the same person get declined 3-4 times and sometimes get approved on the 4th-5th try. This is from people using bad cards, not confirming their email correctly, or whatever. I would have to guess with the new sytem since I can no longer see these numbers. So I would guess I would be around 75% approved like some of you. But including all the declines it is at 60% approved.
CHMOD, getting 100% approved in adult over almost any period of time is impossible unless you are talking about a few transactions.
Rick, I don't believe paycom does that. I think it was rand who stated here that they have not touched scrubbing in awhile. Yesterdays delines are not what I am curious about. I can understand fluctuations in a period of 12 hours even at that extreme. But I am more curious about having an average of 60% approved this month.
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