"did you ever wonder how American Express, for example.. "pre approved" you for a credit card, when you never had one of their cards before"
------------------
Sorry Rip, read the fine print. You're only pre-approved as long as you qualify and you have to give them permission to do a credit check that actually shows payment history.
For example, my TEN YEAR OLD just got his third pre-approved Visa APPLICATION in the mail. He has no freaking credit, no source of income and therefore wouldn't qualify to get a card from them. But somehow his names gotten on a list, most like coming from his receiving skateboarding magazines in his own name, and now he's PRE-APPROVED lol.
Credit bureaus have sold names and addresses for years but they don't sell the line item records. And one of the big three just got dragged through court over selling that much information.
"...any moron with half a brain and a phone can find out your credit history and tons of personal information, in just a few minutes, all without your permission"
------------------------
You offering?
