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Does the business plan go something like this:
1. Offer to process for a small setup fee and take just 6%.
2. After alot of people sign up, whine and carp that Visa raised your discount rate, so you are now going to 7.5%.
3. Advertise heavily - offer to waive the setup fee to bring even more people in.
4. As soon as you pull in a ton of cash, clean out all of the accounts right before the end of the payment cycle, turn off the lights, let the webserver go down when your host finally shuts it off for non payment and catch the next plane to mexico.
Seriously, for all of you people who are gonna start a payment processing company with this script in a box idea, get a clue. There is a reason why processor after processor is going down in flames and it aint because they dont know how to hahahahaha a script or make a pretty website.
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