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CHMOD · 05-06-2004, 10:19 AM

Quote:

Originally posted by imageman
We have our own merchant plus accounts with CCbill, Epoch, and after our experience online over the last 6-7 years i have to say i would rather let CCbill or Epoch do the work than risk our merchant account for adult site memberships.

What a lot of people fail to understand is that its not the CC companies fault that up to 70% of surfers who try to join adult sites are declined its the fucking surfer who has either bad credit, no credit, an empty bank account, attempting fraud, using stolen cards or whatever, the list goes on and on.
The value of using CCbill or Epoch is that they have a huge data base of ADULT surfers, surfers who for one reason or another have tried to join sites and been turned down for fraud or some other reason and they are there 24 /7 so that if a surfer cannot for one reason or another access your site they can at least talk or e-mail someone while you are peacefully sleeping.

We used our merchant account to sell CDs and had no problems at all but when using it for Adult membership the shit hit the fan. Why because the company we used to scrub our surfers had software that listed primarily main stream traffic and not adult surfers, so fraud was very high. This was many years ago before Visa 1 % rule but it was enough to prove to us the value of online billing companies.

I understand its a real pain in the ass when a billing company turns up the scrub rate but due to the high % of dishonest surfers its inevitable im afraid

Thanks for your answer.

Getting brilliant and productive replies is quite seldom here. Exept for mister Donovan's replies, of course.

Now, I understand all this but why was my approval rate much higher with Verotel then ? ( I know you can't answer, I am just asking out loud )

CCBill as been very good for me until 3 months ago. I then switched to Verotel but with Verotel's new TicketClub, it seems to be worst than everything else.

And, with both CCBill and Verotel, my chargeback ratio is well under 1%

I really look forward for new ways to bill surfers.