Sorry guys, there is no way to verify or guarantee that the money is going to be there for checks.
First off there is no way to know that the check is a valid from a fraud standpoint until it hits the bank.
Most importantly even if I can guarantee today that there is everything is kosher and the money is in there, by the time the check clears at the bank, there may not be any money -- its a matter of what other checks get there first.
We are working with the banks to implement basic fraud scrubbing but then the answer is always going to be, what do you mean my conversions will decline by 20%, 30%, 10% whatever...
Checks will net you a 10% increase overall, after the bad come out and the good sticks.
Mango -- our fraud system is designed to screen out fraudulent card subscriptions not necessarily fraudulent resellers (though we do catch a ton of them anyway) -- and if someone actually used different IPs to join and different cc numbers etc, no one is going to find them in the cc scrubbing, not with valid card numbers. I know what our cb and refund rates are and I'd stack them against anyone in the processing business as far as net thruput...
You as a site owner have the ability to close any referral account sending you traffic, I'm not sure why you didn't do that prior to notifying us, if you were sure it was reseller fraud.
We arent perfect, no one is, and sometimes we aren't a good fit with a site owner. When that's the case I'd never expect you to keep your business with us if you can make more money elsewhere on your processing
