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You might be able to get setup with your own account for accepting credit cards, which could save ya some money, BUT then you'd have to each charge manually, which for selling content, the person wouldn't need instant access, so that could work.
I know of a buddy that actually has a paysite setup like that to avoid the credit card fees. The thing is that the people that joined got instant access, if their credit cards went through or not until he went through and manually sent in the charges to be approved.
It did cost him a lot of money to get the system setup and he does have to put more time into it, but he's making extra profits from it now.
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