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Well since you're talking about CCBill I'll stick my .02 in here.
There certainly isn't any guarantee that a processor will be around forever, nor is there any guarantee that net porn will be in its current form either.
When you're looking for a processor (and a backup, I would definitely recommend having two if you own a paysite) -- the ones with the most restrictions are probably the safest ones to go with. Reason being is that if the processor is following the Mastercard/VISA rules to the letter they are going to be restrictive, but they are also a whole lot less likely to get on the shit list with the cc's either.
CC's care about one thing -- the bottom line. They don't hate adult, they hate the public outcry that comes from processing adult sites that are cheaters, scammers and credit card slammers. It's much easier for the general public to raise the hue and cry about porn than it is to complain because a book delivery from amazon.com was two days late.
With the exception of AMEX, none of the companies we deal with -- MC, VISA, Discover, JCB -- have ever decided not to do business in adult, nor have they indicated any plans to that effect.
Some of the upstream companies (the ones that process trans for companies like CCBill, IBill, etc) that have gotten out of adult side of things are coming back in now that they see that chargebacks can and are being controlled. They aren't coming back to everyone, they are being very careful in selecting merchants to work with that fit in their guidelines.
Both MC and Visa have recently lowered their chargeback thresholds as well, not good but certainly a livable situation which probably doesn't affect the way many reputable companies currently scrub. So the sky's not falling, just a few clouds passing on the horizon.
Just a little fyi...
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