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It's called the Roth IRA and Retirement funds. I find it that most of the bitter old folks are the ones living off social security (which wont be around when we're eligible but that's an entirely different topic). When you find people that are retired and living very comfortably and wealthy, they are the ones that are really nice and sweet.
The old grizzled fuckers that broke their backs in laborious jobs their entire lives only to find themselves bagging groceries at a local grocery store when they're 90, they're generally bitter.
Think about it this way.: Has your life ever sucked and you were broke? Living from paycheck to paycheck? Well now imagine living a mundane and pathetic life like that for 90 fucking years! You'd be pretty fucking grizzled as well!
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