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Look at it this way. What if an affiliate is just pumping galleries of 3x20 second RLD clips or Evil clips that are already cut to save the time it takes to rip the sponsors clips. Now the member joins, and that content isnt in the members area.. My guess is it's a charge back. Why should my program eat it? Or what about check fraud? Check chargebacks are common. If a program eats the charge back something just doesnt make sense. And if they do eat charge backs, thats just a recipie for some eastern eurpoean webmaster to run 30 stolen cards through his affiliate link. I think it's in the best interest of the industry to dissuade chargebacks at all costs. Paying webmasters for chargebacks is definatley not going to do that.
just my opinion. I'm not claiming to have all the answers.
cheers
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