Incognito

"less and less surfers buying" is actually USUALLY called "low signup ratio".

Each new TGP makes it lower.

"Chargebacks" are a direct result of bad quality for high prices. Or straight surfer bullshitting.

You bullshit them , they complain. The more they complain the more You get chargebacks. The more You get chargebacks the more You complain. The more You complain - the more it gets to media how easy it is to do the damn chargeback , and then when half of the country sees a beautifull report about it on TV then You get a fucking higher rate of them.

To make it better as was said we got to find new ways and new services.

Not to make it worse - You got to know and CARE what You sell.
How many of adult webmasters working in mainstream area got passwords for the sites they sell?

...And they should.

Behind any buisness You got rules You got to know and care about of which one basic rule is the quality of product.
Besides as much as I understand the whole thing most of customers come from USA (which is partially so because billing companies simply authorise their cards better) and as far as I know about USA (would be glad by the way if You tell me , cause I been to almost all europe and never been to States , so my experience about offline life there is based on my friends stories who live there but absolute most of them are russian as me and may be see it all in a different perspective then You natives) is a country where You got so much quality control and biz rules and regulations about quality that customers simply KNOW AND GOT USED that if a slightest thing is wrong they'll get their funds back (as opposed to Russia where once You bought something it may be written that it's the best in the world and costs a fucking fortune but when You open it You find some rotten shit inside with no possibility to get a penny back).