It's very important to try new banks
It costs me nothing to deposit cheques, and they hold my money for zero days
It also helps for you to build up some savings, this gives you a bit of clout
TD Canada trust was charging me $2.75 for each us$ deposit, I complained and told them my other bank was not... guess what, no charges
If you are doing a lot of deposits, you should find the main branch of your bank in the area which you live in, I have found that the small branch managers and clerks have about as much clout as a 7-11 clerk down the streeet, and about as much intelligence as the drive thru order girl
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