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retain?
retirement savings plans.
bonds.
mutual funds.
hollow matress
What ever works for you.
One thing to consider is franchising yourself, or what you do. Earn a % off those you can trust to have doing what you do.... if 5 people can get to even 50% of the earning potential you can get, and you're making a % from each, you can do very well for yourself without ever lifting a finger.
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