Quote:
Originally posted by MaskedMan
A collections agency screwed with mine... I had a bill that I couldn't pay while in college. It went to a collections agency who royally sucked.... and they demanded it all.
So I sent it in payments since by law, they have to accept it that way. But I guess they didn't like it so they stopped reporting my payments to the credit bureau.
So basically, as far as my credit report knows, I have owed $2k for the past 3 years without making a payment.... despite it being fully paid off.
So my credit is hurting because of it.
Last I checked though, it was working it's way back up to 624 or so.
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I worked for a collection agency.. no partial payments allowed. If they sent a partial payment, we sent it right back.