Quote:
Originally posted by stevecore
i remember you in my thread about credit... have you been working on it?
most creditors will take a deal, normally about 50% of what is owed. just tell them you can pay half right then and there. no more or it's gonna take awhile to repay it. they want it so bad they'll take it, they'll just play a lil hardball. hang up if you have to, say you'll think about it. call back and say sorry half or less is all you can do. if you have the cash to make the deal then i say take it. i negotiated two deals like that that saved me over $2,500
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I just wait until they send it to a collector and you get the letter in the mail saying "settle this debt now for 45% of what you owe". works like a charm.